If you’re the only person who will apply for this account, select “Individual.” If you would like to have a co-owner on this account, select “Joint.” The joint applicant must be present with you during the application process. If the joint applicant is not present, please select “Individual” to proceed with the application. You may always add a joint owner to your account at a later time by visiting one of our branches. 

Persons making certain payments to you must under certain conditions withhold and pay to the IRS a percentage of such payments. This is called “backup withholding.” You will not be subject to backup withholding on payments you receive if you give the requester your correct TIN, make the proper certifications, and report all your taxable interest and dividends on your tax return.

For federal tax purposes you are considered a U.S. person if you are: U.S. citizen (including dual citizen) or U.S. resident alien, a privately owned domestic corporation, domestic partnership, or a domestic trust or estate.

FATCA (Foreign Account Tax Compliance Act) requires U.S. banks to enhance the information they collect about non-financial foreign entity (NFFE) account holders as well as any foreign financial institutions (FFIs) with which they do business.

Security Code (CVV) is a 3-digit number that appears in the signature box on the back of your card. This is an extra security measure to ensure that you have physical possession of the card itself.

If any of your information is incorrect, please contact us at 847-367-6800.