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Establish a program at Libertyville Bank & Trust Company that allows your money to grow, while letting our services take care of your banking needs. Whether you are looking to open a new checking account, save for your future, or add to your current portfolio, Libertyville Bank & Trust Company has a program for you.

Total Access Checking

TOTAL ACCESS CHECKING2


At Libertyville Bank & Trust Company, we put the needs of our customers first. That’s why we developed our Total Access Checking Account with unlimited FREE ATM transactions nationwide. With this unparalleled feature and with our unfailing dedication to customer service, it’s clear that the best bank around is Libertyville Bank & Trust Company. Why bank anywhere else?

Account Benefits:

  • Unlimited FREE ATM transactions nationwide1
  • You may open account with any initial deposit
  • FREE online banking & bill pay
  • FREE first order of checks
  • Unlimited check writing
  • Overdraft protection available3
  • FREE FinanceWorks® 4

1. No transaction charge at any ATM in the Money Pass or Sum surcharge - free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1% International Service fee charged by MasterCard for certain foreign transactions conducted outside the continental United States. 2. You may open the account with any initial deposit. The account is non-interest bearing. Fees, such as overdraft charges and fees for special services, may apply. See a personal banker for more information. 3. Overdraft line of credit requires credit approval. 4. FinanceWorks powered by Quicken.

Student Checking

  • May be opened with any initial deposit
  • There is no monthly minimum balance to be maintained1
  • No limit to the number of checks that may be written and no per check charge
  • First order of standard checks free2

1Other fees, such as overdraft charges, and fees for special services may apply. 2Limitations apply on type of check and quantity ordered.

NOW Account

  • Variable rate paid on the daily collected ledger balance, interest rates are tiered
  • May be opened with any initial deposit
  • No charge if minimum daily balance is $750 or more, or an average daily balance of $1,500 or more during the monthly statement cycle1
  • First order of standard checks free2
  • No limit to the number of checks that may be written per month
  • No charges per check written
  • $11 monthly service charge if minimum daily balance or minimum average daily balance is not maintained

1Other fees, such as overdraft charges, and fees for special services may apply. 2Limitations apply on type of check and quantity ordered.

PlatinumPreferred® Account

  • Interest bearing checking available to customers age 50 or older
  • Variable rate paid on the daily collected ledger balance, interest rates are tiered
  • No minimum balance charge1
  • No limit to the number of checks that may be written per month and no charges per check written
  • NO ANNUAL FEE MasterCard® Debit/ATM Card4
  • $10 discount annually on a safe deposit box3
  • Bonus interest rates on all regular fixed rate CDs

 

Learn more about protecting your Checking Account

Click here for more information.

1Other fees, such as overdraft charges, and fees for special services may apply. 2Limitations apply on type of check and quantity ordered. 3Limited number of boxes available. 4MasterCard® Debit Card for qualified customers only. Contact bank for disclosures.   

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Microsoft® Money Copyright © 2004 Microsoft Corporation, One Microsoft Way, Redmond, Washington 98052-6399 U.S.A. All rights reserved.

Statement Savings Account

  • Minimum Daily Balance requirement of only $200 to avoid $4.00 maintenance fee during the statement cycle
  • Interest is variable, paid on the daily collected ledger balance, compounded and paid monthly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly, but will be sent each month in which an EFT transaction occurred
  • Transfer funds as needed to your checking account with Telebank or FREE online banking (subject to transfer limitations per federal regulation)
  • Check out our Savings Deposit Rates
  • You may open this account with any initial deposit

 

Passbook Savings Account

  • Minimum Daily Balance requirement of only $200 to avoid $4.00 maintenance fee during the month
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, to record all of your transactions
  • Interest is variable, paid on the daily collected ledger balance, compounded and paid monthly
  • Check out our Savings Deposit Rates
  • You may open this account with any initial deposit

 

Holiday Club Account

  • It's free to set up and maintain the account
  • Deposit any amount throughout the year or let us help you with automatic deposit options
  • In early November, we will mail you a check with your savings plus earned interest– just in time for holiday shopping!

 

Junior Savers Club Account™

The Junior Savers Account is a Savings Account designed to teach children and young adults the rewards of saving. The benefits of a Junior Savers Club Account are:

No minimum balance, and regular account maintenance fee is not charged for Junior Savers through age 21.

  • A higher rate of interest than our regular savings account
  • A free savings bank to remind them that it pays to save!
  • Junior Savers are eligible for a number of other fun benefits
  • Check out our special Junior Savers Deposit Rates

Junior Savers special events.

Community Savings

  • Interest is variable, paid on the daily collected ledger balance, compounded and paid monthly; Interest Rates are tiered
  • Unlimited deposits and withdrawals in person - No checks are allowed
  • Average daily balance of $5,000 to avoid $15 maintenance fee during the month
  • You may open this account with any initial deposit

Heritage Money Market Account

  • Interest is variable and paid on the daily collected ledger balance;  Interest rates are tiered
  • Unlimited deposits and withdrawals in person.  Up to six preauthorized transfers, checks and drafts from your account per month, excess transactions are $15 each
  • Minimum daily balance of $1,000 or a minimum average daily balance of $5,000 during the monthly statement cycle to avoid a $15 maintenance fee

 

Premium Money Market

  • Interest is variable and paid on the daily collected ledger balance;  Interest rates are tiered
  • Unlimited deposits and withdrawals in person.  Up to six preauthorized transfers, checks and drafts from your account per month, excess transactions are $15 each
  • Minimum daily balance of $10,000 or a minimum average daily balance of $25,000 during the monthly statement cycle to avoid a $25 maintenance fee

 

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

 

  • 6 Months
  • 12 Months
  • 18 Months

 

  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.


It's Easy To Open This Account

Our SimpleSwitch™ system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Also check out our overdraft protection option. Please contact us if you have any questions.