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Now is the time to take charge of your financial future. We will help you set financial goals and help you achieve them, whatever they may be. From basic checking accounts to money markets, certificates of deposit, our experienced professionals can help devise a plan that’s right for you. Check out some of our products below.

Total Access Checking

TOTAL ACCESS CHECKING2


At Libertyville Bank & Trust Company, we put the needs of our customers first. That’s why we developed our Total Access Checking Account with unlimited FREE ATM transactions nationwide. With this unparalleled feature and with our unfailing dedication to customer service, it’s clear that the best bank around is Libertyville Bank & Trust Company. Why bank anywhere else?

Account Benefits:

  • Unlimited FREE ATM transactions nationwide1
  • You may open account with any initial deposit
  • FREE online banking & bill pay
  • FREE first order of checks
  • Unlimited check writing
  • Overdraft protection available3
  • FREE FinanceWorks® 4

1. No transaction charge at any ATM in the Money Pass or Sum surcharge - free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1% International Service fee charged by MasterCard for certain foreign transactions conducted outside the continental United States. 2. You may open the account with any initial deposit. The account is non-interest bearing. Fees, such as overdraft charges and fees for special services, may apply. See a personal banker for more information. 3. Overdraft line of credit requires credit approval. 4. FinanceWorks powered by Quicken.

Community Classic NOW Checking

  • Variable rate paid on the daily collected ledger balance, interest rates are tiered
  • May be opened with any initial deposit
  • No charge if minimum daily balance is $750 or more, or an average daily balance of $1,500 or more during the monthly statement cycle1
  • First order of standard checks free2
  • No limit to the number of checks that may be written per month
  • No charges per check written
  • $11 monthly service charge if minimum daily balance or minimum average daily balance is not maintained

1Other fees, such as overdraft charges, and fees for special services may apply. Minimum balance waived if combined savings, CD, and Money Market balances are $7,500 or higher as of the statement date.

2Limitations apply on type of check and quantity ordered.

 

Statement Savings Account

  • Minimum Daily Balance requirement of only $200 to avoid $4.00 maintenance fee during the statement cycle
  • Interest is variable, paid on the daily collected ledger balance, compounded and paid monthly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly, but will be sent each month in which an EFT transaction occurred
  • Transfer funds as needed to your checking account with Telebank or FREE online banking (subject to transfer limitations per federal regulation)
  • Check out our Savings Deposit Rates
  • You may open this account with any initial deposit

 

Passbook Savings Account

  • Minimum Daily Balance requirement of only $200 to avoid $4.00 maintenance fee during the month
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, to record all of your transactions
  • Interest is variable, paid on the daily collected ledger balance, compounded and paid monthly
  • Check out our Savings Deposit Rates
  • You may open this account with any initial deposit

 

Holiday Club Account

  • It's free to set up and maintain the account
  • Deposit any amount throughout the year or let us help you with automatic deposit options
  • In early November, we will mail you a check with your savings plus earned interest– just in time for holiday shopping!

Holiday Club Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded at maturity paid at maturity.

 

Community Savings

  • Interest is variable, paid on the daily collected ledger balance, compounded and paid monthly; Interest Rates are tiered
  • Unlimited deposits and withdrawals in person - No checks are allowed
  • Average daily balance of $5,000 to avoid $15 maintenance fee during the month
  • You may open this account with any initial deposit

Heritage Money Market Account

  • Interest is variable and paid on the daily collected ledger balance;  Interest rates are tiered
  • Unlimited deposits and withdrawals in person.  Up to six preauthorized transfers, checks and drafts from your account per month, excess transactions are $15 each
  • Minimum daily balance of $1,000 or a minimum average daily balance of $5,000 during the monthly statement cycle to avoid a $15 maintenance fee

 

Premium Money Market

  • Interest is variable and paid on the daily collected ledger balance;  Interest rates are tiered
  • Unlimited deposits and withdrawals in person.  Up to six preauthorized transfers, checks and drafts from your account per month, excess transactions are $15 each
  • Minimum daily balance of $10,000 or a minimum average daily balance of $25,000 during the monthly statement cycle to avoid a $25 maintenance fee

Premium Money Market is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded monthly and credited to your account monthly.

 

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

 

  • 6 Months
  • 12 Months
  • 18 Months

 

  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

Home Equity Lines of Credit

Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:

  • Improving your home
  • Purchasing a vehicle
  • Paying off medical bills
  • Consolidating debt
  • Paying off a credit card balance while lowering your cost of borrowing

Give us a call or stop in today for more information.

Overdraft Protection

  • Overdraft Protection Account—Allows you to cover the unexpected opportunity or the occasional overdraft
  • Line amounts available from $500 to $5000 
  • Competitive interest rate

Please download this loan application form, fill it out completely and mail, fax or drop it off at the bank.

The loan application is provided for download in PDF format. Click on the image below to download a free copy of the Adobe PDF reader.

Auto Loans

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles
  • Loan to value up to 100% for new

Please call (847) 367-6800 and talk to one of our friendly Personal Bankers for more information.