NOW Checking Account and Savings Rates
Rates as of 9/27/2011
|
Deposit Rates |
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|
Account Type |
From |
To |
Interest Rate |
APY |
|
Community Savings |
$0 |
$4,999 |
0.01% |
0.01% |
|
$5,000 |
$24,999 |
0.075% |
0.075% |
|
|
$25,000 |
$49,999 |
0.125% |
0.125% |
|
|
$50,000 |
$9,999,999 |
0.175% |
0.175% |
|
|
Statement / Passbook Savings |
$0 |
$9,999,999 |
0.10% |
0.10% |
|
Junior Savers Club |
$0 |
$9,999,999 |
0.20% |
0.20% |
|
Premium Money Market |
$0 |
$9,999 |
0.01% |
0.01% |
|
$10,000 |
$24,999 |
0.10% |
0.10% |
|
|
$25,000 |
$49,999 |
0.15% |
0.15% |
|
|
$50,000 |
$9,999,999 |
0.175% |
0.175% |
|
Interest Rates and Annual Percentage Yields (APY) on the aforementioned accounts may change after the account is opened. Fees may reduce earnings. Contact bank for additional investment options and interest rates.
|
CD Specials |
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|
From |
To |
Interest Rate |
APY |
||
| 24 Months Bump-Up **NEW MONEY ONLY** |
$1,000 | $9,999,999 | 0.50% | 0.50% | ||
|
Certificates of Deposit |
Founder’s |
|||||
|
Term |
From |
To |
Interest Rate |
APY |
Interest Rate |
APY |
|
3 Months |
$1,000 |
$24,999 |
0.10% |
0.10% |
||
|
$25,000 |
$99,999 |
0.10% | 0.10% | |||
|
$100,000 |
$9,999,999 |
0.10% | 0.10% | |||
|
6 Months |
$1,000 |
$24,999 |
0.15% |
0.15% |
||
|
$25,000 |
$99,999 |
0.15% |
0.15% |
|||
|
$100,000 |
$9,999,999 |
0.15% |
0.15% |
|||
|
12 Months |
$1,000 |
$24,999 |
0.275% |
0.275% |
||
|
$25,000 |
$99,999 |
0.275% | 0.275% | |||
|
$100,000 |
$9,999,999 |
0.275% | 0.275% | |||
|
18 Months |
$1,000 |
$24,999 |
0.325% |
0.325% |
||
|
$25,000 |
$99,999 |
0.325% |
0.325% |
|||
|
$100,000 |
$9,999,999 |
0.325% |
0.325% |
|||
|
24 Months |
$1,000 |
$24,999 |
|
|
0.45% |
0.45% |
|
$25,000 |
$99,999 |
|
0.45% |
0.45% |
||
|
$100,000 |
$9,999,999 |
|
|
0.45% |
0.45% |
|
|
36 Months |
$1,000 |
$24,999 |
0.573% |
0.575% |
0.822% |
0.825% |
|
$25,000 |
$99,999 |
0.573% |
0.575% |
0.822% |
0.825% |
|
|
$100,000 |
$9,999,999 |
0.573% |
0.575% |
0.822% |
0.825% |
|
|
48 Months |
$1,000 |
$24,999 |
0.822% |
0.825% |
1.070% |
1.075% |
|
$25,000 |
$99,999 |
0.822% |
0.825% |
1.070% |
1.075% |
|
|
$100,000 |
$9,999,999 |
0.822% |
0.825% |
1.070% |
1.075% |
|
|
60 Months |
$1,000 |
$24,999 |
1.09% |
1.10% |
1.34% |
1.35% |
|
$25,000 |
$99,999 |
1.09% |
1.10% |
1.34% |
1.35% |
|
|
$100,000 |
$9,999,999 |
1.09% |
1.10% |
1.35% |
1.35% |
|
Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date stated above. The minimum balance required to open a Certificate of Deposit and obtain the APY is $1,000. A penalty may be imposed for early withdrawal. Penalty may reduce earnings.
CDs with Bump Up option: Interest Rates may change after the account is opened, but only upon the accountholder’s request.
24-Month CD with Bump Up option: Interest Rates may change one time, but only after the initial 6 months.
24-Month CD with Bump Up option CD Special: This CD must be opened with new money, not money that has been on deposit at Libertyville Bank & Trust or its branches within the past 90 days. A checking or NOW account at Libertyville Bank & Trust or one of its branches must be maintained with direct deposit. If the checking or NOW account is closed, the direct deposit is terminated or the direct deposit is not established within 30 days from this CD opening, the Annual Percentage Yield will be reduced to .65%.
36- and 60-Month CD with Bump Up option: Interest Rates may change once per year, after the initial 12 months.
Please call a Personal Banker for additional information.
